What is Buffer?
Our Buffer feature enables your cardholders to make payments from their main account, even when it is empty, if they have funds available in a second account.
For instance, a customer with separate current and savings accounts can complete purchases on their usual card at times when their current account is empty.
Buffer assesses both accounts, runs an almost instant approval process and completes the transaction with funds from the second account. The customer will barely notice a difference at point of sale – fully frictionless payments.
Buffer is ideal for:
Give your customers the ability to do their shopping and not worry about having to move assets around or convert them manually. This could be a cryptocurrency, stocks & shares or any other asset that can be exchanged for a fiat currency. Buffer removes the friction around this conversion, which means your customer’s assets become useful as a day-to-day currency.
Offering pre-approved credit lines
Companies who need to unlock funds for their customers (e.g. insurers) can use Buffer to settle tickets without releasing access to large sums of money.
Spending as you earn
Give your customers peace of mind, never having to worry about when payday is again. With Buffer, you can setup a secondary authorisation option, allowing them to spend against wages as they are earned – in line with their employer’s terms of agreement – rather than having to wait for a specific date each month to receive their wages, or having to use high-cost credit alternatives.
See how Buffer is revolutionising the crypto debit card space, by allowing customers to convert and spend instantly at point of sale – removing the need to convert their assets to fiat currency manually in advance.